:root{--accent:#1f5f8b;--ink:#1c2430;--muted:#5b6675;--bg:#f6f8fa;--line:#dde3ea}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:var(--accent)}.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line)}header .wrap{display:flex;justify-content:space-between;align-items:center;padding:14px 20px}
.logo{font-weight:800;letter-spacing:.04em;text-decoration:none;color:var(--ink)}.logo span{color:var(--accent)}
nav a{margin-left:16px;text-decoration:none;font-size:.95rem}
.hero{background:var(--bg);padding:56px 0}.hero h1{font-size:clamp(1.7rem,4vw,2.5rem);line-height:1.2;margin:0 0 12px}
.hero p{font-size:1.1rem;color:var(--muted);max-width:640px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:14px 22px;border-radius:8px;text-decoration:none;font-weight:600;border:0;font-size:1rem;cursor:pointer}
.btn:hover{filter:brightness(1.1)}section{padding:40px 0}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.card{border:1px solid var(--line);border-radius:10px;padding:18px}.card h3{margin:0 0 6px;font-size:1.05rem}.card p{margin:0;color:var(--muted);font-size:.95rem}
.callout{border-left:4px solid var(--accent);background:var(--bg);padding:20px;border-radius:6px}
form{display:grid;gap:14px}label{font-weight:600;font-size:.95rem;display:block;margin-bottom:4px}
input[type=text],input[type=email],input[type=tel],input[type=number],select{width:100%;padding:12px;font-size:16px;border:1px solid #b9c3cf;border-radius:8px;background:#fff}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400}.check input{margin-top:4px;width:20px;height:20px;flex:none}
.hint{font-size:.85rem;color:var(--muted);font-weight:400}
#instant{display:none;padding:14px;border-radius:8px;border:1px solid var(--line);background:var(--bg)}
#instant strong{color:var(--accent)}.formcard{max-width:560px}
table{border-collapse:collapse;width:100%;font-size:.95rem}td,th{border-bottom:1px solid var(--line);padding:8px;text-align:left}
footer{border-top:1px solid var(--line);padding:24px 0;color:var(--muted);font-size:.9rem}
@media(max-width:520px){nav a:not(.nav-cta){display:none}.hero{padding:36px 0}.btn{width:100%;text-align:center}}